Loan & EMI Calculator
Calculate EMI for car, home & personal loans. Compare Islamic financing. All in PKR.
EMI Calculator
Affordability
Islamic vs Conv.
Loan EMI Calculator
Enter loan details to calculate your monthly instalment.
Loan Type
Car Loan
Home Loan / Mortgage
Personal Loan
Custom
Loan Amount (PKR)
Interest Rate (% per year):
18%
Pakistani banks typically: Car 18-24%, Home 14-22%, Personal 20-35%
Tenure
Tenure Unit
Years
Months
Down Payment (PKR) — Optional
Calculate EMI
Affordability Checker
How much loan can you afford based on your salary?
Monthly Salary (PKR)
Monthly Expenses (PKR)
Interest Rate (%)
Tenure (Years)
Max EMI as % of Salary:
40%
Banks typically allow 30-50% of salary as EMI
Check Affordability
Islamic vs Conventional
Compare conventional interest-based loan with Islamic Diminishing Musharakah (used by Meezan, BankIslami, Dubai Islamic).
Asset Price (PKR)
Your Down Payment (PKR)
Conv. Rate %
Islamic Rate %
Years
Compare
Monthly EMI
Show Amortization Schedule